I was talking with a friend yesterday about her family vacation. She’s stressed and packing and wrapping up loose ends at work, and she said “Watch, after all this something terrible will happen and we won’t even go. Too bad you can’t insure a vacation.” Well, as much as I hope that nothing will disrupt her trip, the good news is that you CAN insure a vacation!
Despite your best efforts to avoid them, unexpected incidents can turn your vacation adventures upside down. Accidents, illnesses, injuries, cancelled flights, lost luggage, and inclement weather can derail even the best laid plans. But a trio of travel coverage offerings can help protect you and your loved ones, and keep your trip on the right track.
International Travel Insured!
If you’re headed out of the country, you have more to consider than just a passport. Before you pack, you should know there’s one thing you may not be able to bring along – your medical insurance. International travel medical insurance provides similar benefits to your traditional health plan while you and your family are traveling overseas.
Getting sick or injured when you’re away from home can be even more worrisome when you’re in an unfamiliar place and caught without proper coverage. Make sure your travel plans include international travel medical insurance; the coverage includes:
- Accidental injury or disability
- Medical evacuation
- Accidental death
- Hospital indemnity
- Hospital room and board
- Dental coverage
- Intensive care
- Outpatient care
- Coverage for baggage loss or delay
Trip cancellation and interruption insurance provides travel protection plans with 24/7 services, including travel and roadside assistance, ID theft resolution, and wellness services. Benefits include:
- Trip cancellation
- Trip interruption
- Travel delay
- Emergency medical expenses
- Medical evacuation/repatriation
- Travel baggage/personal effects
- Missed connection
- Itinerary change
- and additional optional coverage
It Was An Accident!
Travel accident insurance can help you financially protect yourself and your family (including your spouse and children) against the following results of travel-related accidents:
- Specific loss (such as a limb, eyesight or hearing)
Plus, no matter how you travel to your destination, you’re covered with travel accident insurance, whether you’re a:
- Driver or passenger in a private automobile
- Fare-paying rider on a taxicab, bus, streetcar, subway, train, powerboat or ocean liner
- Fare-paying passenger on a commercial aircraft
On top of these great benefits, the coverage is extremely affordable. For less than a penny a day, you and your family can be protected for a full year however you choose to get where you need to go.
Ringeman Insurance Agency