Do the particular Penguins damage their very own call-up situation once again

Do not really problem anyone who has blocked this particular aside, nevertheless others may bear in mind by the end in the 2014-2015 time period — when the Pittsburgh Penguins necessary to generate game titles delinquent to be able to sneak towards the playoffs — they were utilizing a foolish roster related to 13 forward in addition to 5 defenseman. These folks couldn’t carry out while using normal 12F/6D due to combination of bad luck in addition to scenario. Bad luck how the handful of defensemen (most especially Kris Letang) acquired damage following a business agreement. Scenario because of the class guide that says a great NHL team might just help make 4 recalls within the AHL team in the market agreement for the complete in the regular time period.

Background, sadly, may be copying alone. These times it’s Instruments for writing forward losing for example lures. Most of us merely found Carl Hagelin went away no less than a month together with what’s safe to be able to believe is often a broken foot/ankle. Gleaming Cullen (day-to-day, decrease body) in addition to Patric Hornqvist (concussion) also provide turn out to be damage in the last seven days. http://www.penguinsfanaticshop.com/phil-kessel-jersey-authentic.asp The other day in the direction of Vancouver, the particular Instruments for writing required to utilize a great 11F/7D choice since they simply have 11 healthful forward (not monitoring the particular dangling Bill Sestito which can’t carry out just for 2 a lot more games).

The real Penguins simply have 1 keep in mind leftover via Wilkes-Barre, obtaining produced 3 via goal 8-10 by itself. Sestito have been the initial, degree defenseman Cameron Gaunce have been the next, in addition to Oskar Sundqvist have been elevated to alter Cullen.

Along along with a month when the Instruments for writing get rid of their very own last callup at this time about the forward? The answer probably is dependant on data most of us do not know (as inside how much time Cullen in addition to Hornqvist may be out). The risk related to contacting upwards the actual forward at this time indicates when 2 defensemen acquire harm, Pittsburgh may find it difficult to alternative them all after which it the particular dreaded 13F/5D situation is going to be again.

It is actually bad luck in addition to harm scenario that’s happened once more, http://www.penguinsjerseyvip.com/conor-sheary-jersey-men.aspx nevertheless poor the way the Penguins obviously didn’t uncover instruction via 2015. It’s not hindsight (I mentioned this particular in those days last week) nevertheless making use of 1 keep in mind on Gaunce in addition to returning Derrick Pouliot for the AHL have been the actual illogical continue in addition to spend from the keep in mind. There isn’t any justification to produce that continue post-trade agreement, they need to are actually essential adequate to keep amongst Pouliot as well as Gaunce inside the NHL with the time period in the agreement. That cleared amongst the limited volume of call-ups in addition to have been unwanted timing to get this done.

Likewise, your final decision to produce Sestito upwards, simply for her or him to become bonehead and acquire the actual 4-game suspension subsequent merely 1: 02 carried out, locations the particular Penguins in the hole in addition to have been an undesirable continue strategically. It’s also not so difficult to be able to challenge whenever these folks preferred Sestito simply because muscle tissue for your NHL lengthen run, they may have referred to as her or him upwards each week formerly as well, concerning not need their own keep in mind rely in the 4 post-deadline kinds. http://www.penguinsjerseyonline.com/matt-cullen-jersey-authentic.jsp

You cannot truly predict accidents in addition to 3 important forward most losing in the seven days might pressure any type of team’s call-up situation, nevertheless the Penguins management team provides once more burned by way of their call-ups in addition to there is nonetheless per month leftover inside the regular time period.

Preferably the particular Instruments for writing have skilled the particular most severe in the harm shock that will not excessive an issue continue.

glaciers sort out the actual weatherman to be able to pit all the colors consequently close to with each other, correct? Based on this specific this particular seems like the particular Philly area may notice in between 4-10+ within. in line with the method the actual bands wring aside.

Anyhow, that is suitable the following due to the fact subsequent enjoying inside Calgary the following day night, the particular Instruments for writing will in all probability need to journey the actual red-eye on Friday night, as well as at-worst at some time Thursday morning hours. Trip difficulties defintely won’t be ideal, http://www.penguinsonlineprostore.com/conor-sheary-jersey-authentic.htm at the moment preferably the particular air-ports could be open. Is really a creating story in order to view

That is actually amazing. Sidney Crosby skilled 9 photos on goal the other day in addition to 2 helps. She or he have been incredible. Nevertheless the Penguins don’t need her or him to be able to score goals to be able to generate, plus they are not necessarily based mostly on Phil Kessel perhaps. This specific speaks a good deal to be able to just how excellent Evgeni Malkin in addition to lately Nick Bonino are actually, but nevertheless intriguing.

For any kind of team reduce 4 from the top-10 forward at this time, they could generate with out really two from the finest goal-scorers score goals. In addition to males for example Crosby in addition to Kessel don’t stay tranquil completely, they will start score very quickly. http://www.penguinsfanspro.com/kris-letang-jersey.xhtml Bodes properly with this particular team once they might merely stay healthful.

.

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Do not really problem anyone who has blocked this particular aside, nevertheless others may bear in mind by the end in the 2014-2015 time period — when the Pittsburgh Penguins necessary to generate game titles delinquent to be able to sneak towards the playoffs — they were utilizing a foolish roster related to 13 forward in addition to 5 defenseman. These folks couldn’t carry out while using normal 12F/6D due to combination of bad luck in addition to scenario. Bad luck how the handful of defensemen (most especially Kris Letang) acquired damage following a business agreement. Scenario because of the class guide that says a great NHL team might just help make 4 recalls within the AHL team in the market agreement for the complete in the regular time period.

Background, sadly, may be copying alone. These times it’s Instruments for writing forward losing for example lures. Most of us merely found Carl Hagelin went away no less than a month together with what’s safe to be able to believe is often a broken foot/ankle. Gleaming Cullen (day-to-day, decrease body) in addition to Patric Hornqvist (concussion) also provide turn out to be damage in the last seven days. http://www.penguinsfanaticshop.com/phil-kessel-jersey-authentic.asp The other day in the direction of Vancouver, the particular Instruments for writing required to utilize a great 11F/7D choice since they simply have 11 healthful forward (not monitoring the particular dangling Bill Sestito which can’t carry out just for 2 a lot more games).

The real Penguins simply have 1 keep in mind leftover via Wilkes-Barre, obtaining produced 3 via goal 8-10 by itself. Sestito have been the initial, degree defenseman Cameron Gaunce have been the next, in addition to Oskar Sundqvist have been elevated to alter Cullen.

Along along with a month when the Instruments for writing get rid of their very own last callup at this time about the forward? The answer probably is dependant on data most of us do not know (as inside how much time Cullen in addition to Hornqvist may be out). The risk related to contacting upwards the actual forward at this time indicates when 2 defensemen acquire harm, Pittsburgh may find it difficult to alternative them all after which it the particular dreaded 13F/5D situation is going to be again.

It is actually bad luck in addition to harm scenario that’s happened once more, http://www.penguinsjerseyvip.com/conor-sheary-jersey-men.aspx nevertheless poor the way the Penguins obviously didn’t uncover instruction via 2015. It’s not hindsight (I mentioned this particular in those days last week) nevertheless making use of 1 keep in mind on Gaunce in addition to returning Derrick Pouliot for the AHL have been the actual illogical continue in addition to spend from the keep in mind. There isn’t any justification to produce that continue post-trade agreement, they need to are actually essential adequate to keep amongst Pouliot as well as Gaunce inside the NHL with the time period in the agreement. That cleared amongst the limited volume of call-ups in addition to have been unwanted timing to get this done.

Likewise, your final decision to produce Sestito upwards, simply for her or him to become bonehead and acquire the actual 4-game suspension subsequent merely 1: 02 carried out, locations the particular Penguins in the hole in addition to have been an undesirable continue strategically. It’s also not so difficult to be able to challenge whenever these folks preferred Sestito simply because muscle tissue for your NHL lengthen run, they may have referred to as her or him upwards each week formerly as well, concerning not need their own keep in mind rely in the 4 post-deadline kinds. http://www.penguinsjerseyonline.com/matt-cullen-jersey-authentic.jsp

You cannot truly predict accidents in addition to 3 important forward most losing in the seven days might pressure any type of team’s call-up situation, nevertheless the Penguins management team provides once more burned by way of their call-ups in addition to there is nonetheless per month leftover inside the regular time period.

Preferably the particular Instruments for writing have skilled the particular most severe in the harm shock that will not excessive an issue continue.

glaciers sort out the actual weatherman to be able to pit all the colors consequently close to with each other, correct? Based on this specific this particular seems like the particular Philly area may notice in between 4-10+ within. in line with the method the actual bands wring aside.

Anyhow, that is suitable the following due to the fact subsequent enjoying inside Calgary the following day night, the particular Instruments for writing will in all probability need to journey the actual red-eye on Friday night, as well as at-worst at some time Thursday morning hours. Trip difficulties defintely won’t be ideal, http://www.penguinsonlineprostore.com/conor-sheary-jersey-authentic.htm at the moment preferably the particular air-ports could be open. Is really a creating story in order to view

That is actually amazing. Sidney Crosby skilled 9 photos on goal the other day in addition to 2 helps. She or he have been incredible. Nevertheless the Penguins don’t need her or him to be able to score goals to be able to generate, plus they are not necessarily based mostly on Phil Kessel perhaps. This specific speaks a good deal to be able to just how excellent Evgeni Malkin in addition to lately Nick Bonino are actually, but nevertheless intriguing.

For any kind of team reduce 4 from the top-10 forward at this time, they could generate with out really two from the finest goal-scorers score goals. In addition to males for example Crosby in addition to Kessel don’t stay tranquil completely, they will start score very quickly. http://www.penguinsfanspro.com/kris-letang-jersey.xhtml Bodes properly with this particular team once they might merely stay healthful.

.

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The A, B, C’s of Insurance

“A, B, C! Simple as 1, 2, 3!” Ok, so truthfully, it’s not! Like life, insurance can be complicated! I’ve been reading a book to Lillie on A, B, C’s, and it got me thinking…Can insurance be explained as A, B, C’s?

This series, The ABCs of Insurance, is an overview of topics we discuss daily with clients. I hope you find it educational and useful! If you have a topic you’d like me to cover specifically, send me a note! I’d love to address your question!

Katy Ringeman

203 North Main Street
Kernersville, NC 27284
Tel. 336.992.2221
Email. Ringemm1@nationwide.com
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A Penny Saved is a Penny Earned…

We were honored to write a blog for Moo-la Saving Mom last month on budgeting and insurance. Here’s a copy of the blog and tips on being a savvy insurance consumer.

I grew up being taught the adage “a penny saved is a penny earned”. I am an avid couponer and definitely love a good deal. I am also a firm believer, though, that you pay for what you get. After all, when I go to Wal-Mart, I don’t expect Saks quality and likewise, when I go to Saks, I don’t expect Wal-Mart prices. The world of insurance is no different, but there are ways to save your green while protecting your gold.

First of all, get to know your agent. Your agent can help you the most when she knows who you are, what you care about, and what you need to protect. It’s all about relationship! Your agent can help you decide if you need certain coverage or if you can forgo it. No two people are the same – everyone has different needs based on stage of life.

Secondly, think about what is important to you. If you don’t care about replacing your jalopy if it’s in an accident, your agent can advise you on what you do (or don’t!) need to carry. Of course, the less coverage you carry, the less your premium is monthly.

Lastly, think about your budget. Maybe you can’t afford to pay a full year in advance, but you can afford the monthly payment. Ask what payment options and discounts are available.

Bottom line – for me, it’s a value proposition. Call your agent, ask for an insurance review, and together, figure out a way to protect yourself, your family, and your lifestyle while staying above the red.

Katy Ringeman

203 N. Main St.
Kernersville, NC 27284
Tel. 336.992.2221
Email: Ringemm1@nationwide.com 
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Google Places Optimization for Local Businesses

In a world populated by smartphones, iPads and other tablets, the competition is heating up to attract consumers who are looking for local businesses “on the go”.

There are multitudes of online directories which feed into many search engines. However, Google Places reigns as the most important directory listing of them all. Google Places enables businesses to set up, claim and update their own listings within the #1 search engine. Your Google Places listing and its maintenance is of utmost importance. Otherwise, you run the risk of mobile customers being unable to find you! Therefore, we’ve compiled this list of suggestions to make it easier for you to maintain your business’s Google Places profiles.:

Claim your listing!
If you haven’t already done so, create a Google Account, login, go to the Google Places listing for your business and claim it. If one does not yet exist, you can create it. This guide will help. Populate all applicable fields with information, such as business description, categories and hours of operation. Including as much information as possible in your local profiles will improve the chances of your business locations’ appearing in the results of relevant search. Do this for each business location.
Visual Images
Visuals boost your rankings, appeal to consumers and help drive conversions. Videos and photos increase your appeal by making your offerings appear more tangible. Plus, search engines love them!
Google Business Photos can be used for virtual tour images. Use these to show off your business, projects that your company has completed, staff members in the office, even the office itself!
- Create a YouTube Channel under your Google Account for those FAQ, testimonial and demonstration videos. You can then link this to your Google Places profile.
Keep it updated
Make sure your business profile information is kept current. Each month, update your profiles with specials, coupons, new products and services, photos and videos, as well as anything else that might have changed such as phone numbers or hours of operation.
Reviews
Encouraging happy customers to rate and review your products/services on sites such as Yelp and Google can help your search engine rankings and increase click-through and conversion rates. We suggest that you create a system of requesting ratings/reviews and encourage your customers to leave such on the various engines, especially Google Places.
If you should receive a negative or unfavorable review, it is always best to respond positively and make an effort to clear up the matter, even if it comes from one of your competitors.
By the way, a 2010 BrightLocal survey found that nearly 70% of surveyed US consumers reported that they trust online consumer opinions just as much as they trust recommendations from friends!                                                                                                                                                                                           Social Check-ins
Google now uses check-ins to make recommendations to people in a users Google+ circles when they search for local businesses. You can set up your Google+ social check-in offers through your Google Places profile and use it like a virtual coupon!
(Pssst! Claim your business pages and profiles on Facebook, FourSquare and other social platforms as well to encourage visitors to check-in at your business location for offers and tips!)
Coupon Offer Programs
Google Places gives you the option of creating an Offer once your listing has been claimed. Be sure to keep such coupons updated when they expire. Also, alert your employees to the fact that they are online so they will recognize them when a customer redeems them with a printed coupon or displays them on a smartphone or tablet.
- Google Offers must be something that is unique to Google users and not available to all customers regardless of their origin. (For example, free shipping or free estimates)
- Leverage the digital coupon for more than just a one-time sale. For example, a business coach can offer a free initial consultation. A service provider can offer a discount on a maintenance contract or set-up of some kind. Use it to promote new services current clients may not be aware of.
- Have a strategy for further outreach once they use the coupon. Consider a two for one deal that gets people to bring their friends. That way, you can place your business in front of the friend too!

You will be amazed at how many businesses never take advantage of this free form of marketing! (Which, btw, is the most basic step in any SEO campaign!) Do the right thing and take control of your listings. The information is “out there” for the search engines to find so make sure your customers find what you need them to know!

Angela Shoffner is the Director of Social Media Marketing for SEO Rocket, a full service internet marketing firm that provides local and national Search Engine Optimization, Social Media Marketing, Paid Search Marketing and website analytics services. They are located in Kernersville, NC and on the web at www.SEORocket.com   

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Cool Ways to Beat the Heat at the Children’s Museum of Winston-Salem

My family is a member at the Children Museum of Winston-Salem. It’s a great (COOL!) place to let Lillie run and play during the summer (HOT!) months! A special thanks goes out to Deiara Campbell at the museum for compiling a list of to-dos for you and your little ones!

The summer is not over yet and we still have lots to do at the Children’s Museum of Winston-Salem.  Get great member perks when you purchase your Summer Pass which allows unlimited admission for a family (two specified adults and all children of the same household) to the museum from now until Labor Day!  Enjoy the benefits of a subscription to our e-newsletter and special discounts offered by a variety of local businesses.  Visit our website to see the list of great discounts.

The fun continues with daily programs every day this summer! On the Move Mondays!, Carry a Tune Tuesdays!, Workshop Wednesdays!, Surprise Thursdays!, and Free to Be Me Fridays!    Be creative and let your imagination take over.  Daily programs are free with paid admission or Museum membership.

Join us for our special programs on July 28 for a Shipwreck Shindig; August 11 with our Kickoff to Kindergarten for all rising kindergarteners in the WS/FC School System and wrap up your summer on August 18 for a Pinkalicious Party. Registration is required for all special programs.  Please note that some events require an extra fee, so sign up early while space is still available.

Do you enjoy having fun later in the evening?  Then come out for Discount Friday Night August 17 where the cost is $3 per person from 4-8 pm.

From now until Labor Day, imagine, create and play the rest of your summer days away at the Children’s Museum of Winston-Salem.  Monday-Friday 9 am-4 pm; Saturday 10 am-5 pm and Sunday 1-5 pm.

 

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I am a piece of Paper…..But Even More

A friend of mine gave this to me as a reminder of what life insurance can be – I think it’s a great illustration!

I am an idea. I am a promise.
I help men and women see visions, dream dreams,
and achieve economic immortality.
I am an education for children.
I am savings.
I am also property that increases in value from year to year.
I lend money when you need it most- with no questions asked.
I pay off mortgages so that the family can remain together in their own home.
I create, manage, and distribute property.
I am the great emancipator from want.
I guarantee the continuity of business…I protect the jobs of employees…I conserve the employer’s investment.
I am tangible evidence that a man or woman is a good provider.
I am a declaration of financial independence, a charter of economic freedom.
I am a certificate of character, an evidence of good citizenship and unimpeachable title to the right of self-government.
I am protected by laws that prevent creditors from assessing the money I give to your loved ones.
I bring dignity, peace of mind, and security to the latter years of life.
I am a “great social compact that merges the individual into the mass and places behind the frailty of mankind.
I guarantee that there “will always be a happy fireside and the laughter of children –
even though their parent may not be there”.
I am the guardian angel of a home.
 

I AM YOUR LIFE INSURANCE POLICY.

As always, if you have any questions, give us a call!

Katy Ringeman
Ringeman Insurance Agency
203 North Main Street
Kernersville, NC 27284
336-992-2221 
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Making Mother’s Day Memories

That homemade card, the flowers picked from your front yard (or even the neighbor’s!), the hand-painted pot with a single petunia, the macaroni necklace.  Gifts like those are the best Mother’s Day gifts of all – made by the littlest hands with biggest hearts.  And they’re what Mother’s Day is all about – love, sharing, and a one-of-a-kind connection.

This Sunday, May 12, is Mother’s Day. And even if you’re just figuring that out now, you can still make Mother’s Day special with a home-made gift from the hands and heart.

Last year was my first Mother’s Day, and I received the most beautiful and heart-warming gift! My daughter Lillie and her daddy started a special “mommy book.”  Each year, Lillie will design a page for me in lieu of a store-bought gift (flowers, candy, jewelry, etc.).  The first page features her tiny footprints.  This year, who knows?!  All I know is that I can’t wait to see!

I love my mommy book because it’s personal, beautiful, and it’ll last a lifetime.  Flowers wilt, candy goes toyour waistline, and do any of us really need more stuff?  Do moms need more stuff to put away?

So, this year get creative and create lasting memories for the mothers in your life.  It can be anything, really. A photograph (or a collection of pics), a letter, a craft project. Something as simple as typing 20 words you think of when you think of your mom into a Word doc will work.  Mess around with the fonts and colors, hit the local craft store for a frame, and you’ve got a gift that’s a work of art and a labor of love.

And love, that’s really all we want for Mother’s Day anyway!

Katy Ringeman

203 N Main Street
Kernersville, NC 27284
Telephone: 336.992.2221
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Loyalty: It’s a Beautiful Thing

My parents have been married for 35 years and were high school sweethearts before that.  So, I know a thing or two about loyalty.  I’ve grown up surrounded by it, and it’s a beautiful thing.  And it has been beautiful to watch their relationship deepen and grow stronger with each passing anniversary.

This week, I have an anniversary of my own to celebrate – and there’s no one more appropriate to celebrate it with than you!  It is the second anniversary of my website, and it marks two years of me writing to and hearing from you on a wide range of topics. I’m grateful to you for your loyalty to me – for sharing your family’s challenges, dreams, and goals, and letting me help you turn them into a reality…setting the course for your family’s future.  Wow!  What a great job I’ve got!  And what great clients – people like you who value the things that are most important to me too, like family, loyalty, and commitment.

So, on our second anniversary, I invite and encourage you to celebrate the anniversaries in your life. And yes, your wedding anniversary is important, but think beyond that. Write a letter to a life-long friend marking decades together.  Celebrate family milestones (the day you moved into your home, the coming home day of your then puppy and now most loyal of all companions, the family dog).  Make the end of the school year exciting by celebrating the number of years each of your children has completed, and let them tell you all about the most exciting and inspiring things they’ve learned.  Anniversaries, and loyalty, are everywhere.  Let’s take the time today (and every day!) to acknowledge, appreciate, and celebrate them together!

Katy Ringeman

203 N Main Street Kernersville, NC 27284
Phone: 336.992.2221

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It’s a BEAUTIFUL Life: Tell Your Story

This Friday, April 27, is National Tell A Story Day! It’s a day that celebrates story-telling of all kinds. And it’s a day that I think everyone should use to tell their story – or a maybe even a whopper of a tall tale!

What’s your story? Have you ever thought about writing it down or at least telling it? Now’s the time. Grab a pen and paper, your laptop, or an audio recorder and get to it. And don’t stop there. National Tell A Story Day is the perfect time to have your kids interview their grandparents to hear (and save!) family stories that put history in perspective and build connections between the generations. One of my favorite sources for stories is older people – who have delightful and insightful tales of times gone by that they’re so happy to share. And this is the perfect day to give them the chance to do just that.

Arrange to visit with residents of nursing home or care facility who don’t typically get visitors and give them the gift of your time and attention while they gift you with their stories.Then make a little family history of your own by having your kids write and illustrate their own autobiographies. Or write about the day you met your spouse, your wedding day, the births of each of your children. These are the stories that matter, that get handed down, that mean something to the people who read them.

Some libraries celebrate this day with story-telling hours for kids. Check your local library. And if there are no events planned, throw your own! Have a ghost story party around a campfire, or gift each member of the family with a journal and an invitation to a family story-sharing read-along.

Katy Ringeman

203 N Main Street Kernersville, NC 27284
Phone: 336.992.2221

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It’s a BEAUTIFUL day in the neighborhood, Kernersville!

Today I’m going to tell you a bit about Kernersville and The Triad and why it’s a great place to raise your family.  But first, a bit about America’s favorite neighbor: Mister Rogers. There’s a new film just out called “Mister Rogers & Me” that I highly recommend. Film maker Benjamin Wagner first met “Mister Rogers’ Neighborhood” creator and star, Fred Rogers, at Rogers’ summer home on Nantucket, Mass. Wagner’s mother rented the cottage next door, so Mister Rogers really was his neighbor. The film explores Mr. Rogers’ message that “deep and simple is far more essential than shallow and complex.” And I totally agree with that!

But now back to our neighborhood: Kernersville, the “Heart of the Triad.” Located between Greensboro, Winston-Salem, and High Point in the center of the Piedmont Triad, Kernersville is the second –largest municipality in Forsyth County, and according to Entrepreneur Magazine it’s seventh in the nation for small businesses.Fast-growing, Kernersville is low on crime and big on great schools. Housing is more varied – from rural properties to brand new developments – and more affordable than in larger Triad cities. But there’s one home that everyone’s just got to see, and that’s Körner’s Folly, an architectural masterpiece built in 1880 – and renovated continuously until 1924 – by interior designer Jules Körner, the grandson of Joseph Kerner. The Folly’s 22 rooms are eccentric and varied, and it is listed on the National Register of Historic Places and known as “the strangest house in America.”

Just about a month from now (the first Friday and Saturday in May), Kernersville will celebrate its “Spring Folly” festival. Other traditional Kernersville events include a Fourth of July celebration, Honey Bee Festival, downtown Halloween trick-or-treat, and a Christmas parade.A multitude of parks, playgrounds, ball fields, and trails provide plenty of opportunities for active families to keep busy…and stay healthy!  And the town’s incredible YMCA features a 65,000-square-foot swimming facility that houses two swimming pools and a 6,000-square-foot water park (and working on another one!). But most of all, Kernersville is just a wonderful neighborhood, filled with the most valuable and coveted feature of any neighborhood – and that’s good neighbors!

Katy Ringeman

203 N Main Street Kernersville, NC 27284
Phone: 336.992.2221

PS: For Spring Folly this year, we’ll have a tractor display and the Boy Scouts in our back yard! Come by and visit us!

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